Getting hurt on the job can be a nightmare. You don’t know who’s going to take care of your family, whether you’ll get paid or whether you’ll be o-k medically. Your situation will likely be handled under workers compensation insurance–a state program that provides for injured workers.
If you’re injured, it’s important to tell your supervisor immediately that you’re making a claim. Your state may have a requirement that the injury be reported within a certain period of time. Your employer should supply a list of workers comp doctors. Make an appointment and be sure to follow the doctor’s instructions. Your claim can be denied for not doing what the doctor says.
The next step is to hire a workers compensation attorney. When you meet the attorney, find out how much experience they have in workers’ compensation. Injured workers need someone who’s familiar with the law, and dealing with insurance companies. You need to be comfortable with the Workers Compensation Attorney In York, PA, cause your claim could take a long time.
Your attorney will tell you that workers comp covers many areas, including:
medical care from the injury
replacement income
costs for retraining
compensation for any permanent injuries
benefits to survivors of workers who are killed on the job
You don’t have to be injured at the job site to be covered. For example, a tree service employee could get injured at someone’s home. The injury would be covered, as long as the worker is doing their job. If a bakery worker is in an automobile accident delivering pastries, it’s covered.
There are some injuries that workers comp won’t cover. Injured workers are usually given drug and alcohol tests. If they were under the influence at the time of the injury, it may not be covered. Workers comp does not pay for intentional acts. If two employees are injured in a fight, they won’t be covered.
Workers compensation also pays for medical conditions that occur over a period of time. For example, a computer operator may develop carpal tunnel syndrome. Warehouse workers often develop back strain from years of lifting heavy objects. It’s important to know your rights under workers compensation. An attorney is the best choice to explain the system.
